Construction Industry Financial Expertise

Specialized accounting, tax, and advisory services for contractors, developers, and construction firms

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30+
Years in Construction Finance
$2B+
Projects Financed
500+
Construction Clients
95%
Client Retention Rate

Building Financial Success in Construction

The construction industry operates on razor-thin margins with complex financial requirements. From percentage-of-completion accounting to joint venture structures and bonding requirements, construction finance demands specialized expertise.

Our team includes CPAs and advisors who have worked directly in the construction industry. We understand the unique challenges of contractors, subcontractors, developers, and construction managers at every phase of the project lifecycle.

Whether you're a small trade contractor or a large general contractor, we provide the financial infrastructure and strategic guidance to help you bid competitively, manage cash flow, and grow profitably.

Construction Financial Analysis

Key Financial Challenges in Construction

Cash Flow Management

The gap between payables and receivables can strain liquidity. We implement cash flow forecasting and working capital strategies tailored to construction cycles.

Job Costing Accuracy

Incorrect cost allocation leads to bid inaccuracies. Our systems track costs in real-time to improve estimating and project management.

Bonding Capacity

We help strengthen financial statements and implement accounting practices that improve bonding capacity and reduce surety costs.

Change Order Tracking

Uncaptured change orders destroy profits. Our processes ensure all contract modifications are properly documented and billed.

Tax Compliance

From IRC §460 to state contractor withholding rules, we ensure compliance with complex construction tax regulations.

Technology Integration

We integrate accounting software with project management and field systems for end-to-end financial visibility.

Our Construction Financial Services

Construction-Specific Accounting Services

  • Percentage-of-completion (POC) accounting
  • Job costing and work-in-progress (WIP) reporting
  • AI-powered cost variance analysis
  • Change order documentation and tracking
  • Retainage accounting and collections
  • Payroll compliance for prevailing wage jobs
  • Financial statement preparation for bonding

Construction Tax Planning & Compliance

  • IRC §460 long-term contract accounting
  • Research credit studies for construction R&D
  • State contractor withholding compliance
  • Tax-efficient equipment acquisition strategies
  • Multi-state tax planning for regional contractors
  • IC-DISC export tax benefits
  • Like-kind exchange (1031) planning

Construction Business Advisory

  • Bid package financial review
  • Project profitability analysis
  • Equipment replacement modeling
  • Succession planning for family businesses
  • M&A due diligence for acquisitions
  • Surety relationship management
  • Bank covenant compliance

Construction Technology Solutions

  • ERP system selection (Viewpoint, Sage, etc.)
  • Field-to-office integration
  • Mobile time tracking implementation
  • AI-powered cost forecasting
  • Document management systems
  • Business intelligence dashboards
  • Payroll and HR system integration

Specialized Construction Services

  • Certified payroll reporting
  • Union benefit fund audits
  • Construction fraud prevention
  • Insurance claim documentation
  • Dispute resolution support
  • Bankruptcy and restructuring
  • ESOP feasibility studies

Construction Client Success Stories

Commercial Contractor Case Study

Commercial General Contractor

Implemented job costing system that improved gross margins by 4.2% across $85M in annual revenue.

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Civil Engineering Case Study

Civil Engineering Firm

Structured tax strategy that reduced effective tax rate by 12% while maintaining full compliance.

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Specialty Subcontractor Case Study

Specialty Subcontractor

Developed bonding strategy that increased capacity from $5M to $15M in 18 months.

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Build a Stronger Financial Foundation

Our construction financial specialists are ready to help you improve profitability, manage risk, and grow your business.